Workplace injuries are more common than many business owners realize. Employees can be injured while performing physical tasks, operating machinery, or even slipping and falling in the office. These incidents can lead to medical expenses, lost wages, and legal claims, creating financial strain for both the employee and the employer. Garzor Insurance, located in Orlando, FL, offers workers’ compensation insurance to businesses across Florida and Texas, helping them manage these situations effectively.
Workers’ compensation insurance provides financial protection for both employees and employers in the event of a workplace injury. It covers medical expenses, rehabilitation costs, and a portion of lost wages for injured employees. Additionally, it can help protect your business from lawsuits related to workplace injuries. By providing this essential coverage, workers’ compensation ensures your employees receive the care they need while safeguarding your business from unexpected financial burdens.
In Florida, workers’ compensation insurance is required by law for most businesses with four or more employees, including part-time workers. In the construction industry, coverage is required for businesses with even one employee. Texas, however, does not require all businesses to carry workers’ compensation insurance. While it is optional for many employers, businesses that choose not to provide coverage may face significant risks, including lawsuits from injured employees. Having workers’ compensation insurance not only protects your employees but also reduces the financial and legal risks your business may encounter.
Protect your employees and your business with workers’ compensation insurance. Garzor Insurance provides reliable coverage to businesses in Orlando, FL, and throughout Florida and Texas. Contact us today to learn more about your options and get a quote. Click here to contact us and let us help you secure your business and support your team.
Licensed insurance agency offering Personal Insurance in Florida, Texas, and Georgia, and Commercial Insurance in select states. Coverage availability varies by state and policy type.
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