General Liability Insurance
General Liability Insurance Information
If you have a personal umbrella liability policy, there's generally an exclusion for business-related liability. Make sure you have sufficient auto liability Insurance coverage.
Unfortunately for every Florida business owner, the chances of getting sued have dramatically increased in the last decade. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.
General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations. Our liability programs extend far beyond the provisions of typical policies, with broadened coverage and increased limits in over 30 areas.
Broad Range of General Liability Protection
- Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury
- Property Damage coverage for the physical damage to property of others or the loss of use of that property
- Products-Completed Operations provides liability protection (damages and legal expenses up to your policy's limit) if an injury ever resulted from something your company made or service your company provided
- Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents
- Contractual Liability extends to any liability you may assume by entering into a variety of contracts
- Other coverage includes: Reasonable Use of Force; Borrowed Equipment; Liquor Liability; Non-Owned Vehicles (such as aircraft and watercraft); Fire, Lightning or Explosion Damage; Water Damage Liability Protection; Legal Defense Costs; Medical Payments; Personal Injury; Advertising Injury; and specialized liability protection for specific business types
Who we Insure
Alarm Installation in Orlando Florida, Apartments in Orlando , Artisan Contractors in Orlando Florida, Clubs—Civic or Social in Orlando Area, Condominium & Homeowners Associations in Orlando, Contractors and Equipment Rental in Orlando, Day Care in Orlando, Demolition Contractors in Orlando, Exterminators in Orlando, Excavation & Grading of Land in Orlando, Exercise & Health Studios and Fitness Centers in Orlando, General Contractors in Orlando Florida, Home Health Care in Orlando , Land owners in Orlando Fl, Landscaping Contractors in Orlando, Lessor's Risk in Orlando, Mobile Home Parks in Orlando, Motels in Orlando, Security & Patrol Agencies in Orlando, Special Events in Orlando Florida, Swimming Pool Installation & Maintenance Contractors in Orlando, swim and Tennis Clubs in Orlando, Tanning Salons in Orlando, Tree Trimmers in Orlando, Vacant Buildings in Orlando , Wind and Solar Contractors in Orlando