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Garzor Insurance Blog: commercial insurance

View the latest blog posts from Garzor Insurance.

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Sunday, December 18, 2022

The Holidays and Liquor Liability Insurance

      FLORIDA/TEXAS— Liquor liability insurance is not to be confused with host liquor liability insurance. The liquor liability exclusion doesn’t apply to all business types. Host liquor liability is coverage under a commercial general liability policy (CGL) for businesses that have an incidental exposure to alcohol. READ MORE >>

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Saturday, November 19, 2022

Protecting Your Inventory & Year End Sales

  FLORIDA/TEXAS—This time of the year, all businesses, be it small or large operations, in Florida, Texas, or across the country, have a lot at stake when it comes to making their annual financial goals. Business goals are an essential part of establishing priorities and setting your company up for success over a set period of time. READ MORE >>

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Sunday, October 2, 2022

Weathering El Niño & La Niña with Insurance

    TEXAS/FLORIDA—In order to understand the changes that we are seeing recently in weather patterns it is important to know first what El Niño (Spanish for “little boy”) and La Niña. These two can be considered part of the most influential natural climate pattern on our planet. READ MORE >>

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Sunday, August 28, 2022

Why Insurance Completes Your Famous Recipe For Success

    FLORIDA/TEXAS—Hello restaurant owners! Any small town, as much as any big city, take pride on their culinary offerings for both its residents and its visitors. As a matter of fact, restaurants are an important factor, among others, for people to determine whether it’s going to be a good place to live and or vacation on. READ MORE >>

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Wednesday, June 29, 2022

Why Businesses Need Flood Insurance

    TEXAS/FLORIDA—During this active storm and Hurricane Season, businesses must take the necessary steps to protect their equipment, operations, and investment. Flooding is one natural disaster that can be devastating to your business. READ MORE >>

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Saturday, February 26, 2022

Landscaping Businesses Get Ready for Spring

    Florida/Texas—As we get closer to Spring, landscaping businesses get prepared for their high season. According to sources from the National Association of Landscape Professionals, coming off of COVID-19 the industry saw an uptick, as homeowners reconnected to the outdoors and recognized their living landscape as a safe space. READ MORE >>

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Sunday, February 13, 2022

Business Owners Policy Explained

      Florida/Texas—When businesses are purchasing the necessary insurance policies to keep their businesses well covered, they bring up a lot of questions. That is because commercial insurance is a much more complex equation to understand than our personal insurance protections. READ MORE >>

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Sunday, January 30, 2022

A Pool Contractor Business Can Be Lucrative, But There Are Risks

    FLORIDA/TEXAS— Pool contractors in both, Florida and Texas, are busy businesses all year round. From excavation, construction, installation, service, repair or renovation of in-ground or above-ground swimming pools, hot tubs and spas — to the very important routine maintenance, especially in extreme temperatures be it cold or hot. READ MORE >>

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Saturday, January 1, 2022

Florida is Settling Into the New Normal

  Orlando, Fla.—Although three safe and effective vaccines contributed to the recovery, COVID-19 cases declined and jobs steadily returned—by mid-year, the highly-infectious Delta variant hindered expectations of a seamless path forward. Everyone was reminded that the future is still very unpredictable. READ MORE >>

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Sunday, December 19, 2021

Plumbing Businesses Prepare For All Scenarios This Winter in Texas

    Houston, TX—With the arrival of the winter season, comes the need for plumbing contractors and businesses to get prepared for cold temperatures that may cause damage to buildings and homes. Last year, the state of Texas went through a massive winter storm in February, and the cities weren’t ready. READ MORE >>

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